Moneylender registered in the Republic of Singapore License No. 149/2022
Check My
EligibilityApply for Your Loan Today
Share your details and we’ll match you with the right loan option.
In your application with U-Credit, you’ll get:
-
Transparent loan options explained clearly
-
Same-day approval when applying with Singpass
-
Licensed support with no hidden fees
Sep 29, 2025
U-Credit made the process smooth and stress free. The team was kind, patient and always ready to help. I truly felt supported throughout.
The Difference We’ve Made
-
1000+
People We Helped
-
Customer Satisfaction
-
10+
Years Serving Borrowers
Contact Us We’re Always Here to Help
Reach out for support, enquiries or feedback and we’ll respond quickly.
Official Contact
Official Enquiry
Operating Hours
Open
Monday to Saturday,
11:00 am – 8:00 pm
Closed on Sundays
Visit Our Store
at The Bencoolen
How to Getting Here
By MRT (nearest
stations)
Right outside The Bencoolen, about 1–2 mins walk.
About 5 mins walk.
About 5-8 mins walk.
By Bus (nearest stops along
Bencoolen Street)
About 1–2 mins walk.
Buses: 131, 147, 166, 857
About 1–2 mins walk.
Buses: 64, 65, 139
Frequently Asked Questions
Transparent answers to help you make informed decisions.
To apply for a loan with U Credit, all the following criteria must be fulfilled:
-
Be a citizen or permanent resident of Singapore, or for foreigners, have a passport and employment pass.
-
Be above 21 years of age, and is not an undischarged bankrupt, nor facing any bankruptcy proceeding.
-
Be permanently employed, have a valid work permit (for foreigners) or self-employed with a valid income prove.
With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:
-
1.
A fee not exceeding $60 for each month of late repayment;
-
2.
A fee not exceeding 10% of the principal of the loan when a loan is granted; and
-
3.
Legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
Try the U-Credit Loan Calculator
Explore How to Build an Emergency Fund
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
Try the U-Credit Loan Calculator
Explore How to Build an Emergency Fund
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
Try the U-Credit Loan Calculator
Explore How to Build an Emergency Fund
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
Try the U-Credit Loan Calculator
Explore How to Build an Emergency Fund
The smarter way to borrow starts here.
With U-CREDIT, you’re never alone — we make borrowing safe and stress-free.
