Moneylender registered in the Republic of Singapore License No. 149/2022
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From personal loans to business financing, we're committed to providing the support you need.
A personal loan is an unsecured line of credit that can easily help you reach your goals.
A Business Loan is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
U-Credit can take care of that for you.
A Wedding Loan is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
U-Credit can take care of that for you.
A Renovation Loan is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
U-Credit can take care of that for you.
A Vacation Loan is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
U-Credit can take care of that for you.
A Medical Loan is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
U-Credit can take care of that for you.
A Fast Cash is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
U-Credit can take care of that for you.
A Foreigner Loan is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
U-Credit can take care of that for you.
A Debt Consolidation is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
U-Credit can take care of that for you.
A Payday Loan is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
U-Credit can take care of that for you.
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Transparent answers to help you make informed decisions.
To apply for a loan with U Credit, all the following criteria must be fulfilled:
Be a citizen or permanent resident of Singapore, or for foreigners, have a passport and employment pass.
Be above 21 years of age, and is not an undischarged bankrupt, nor facing any bankruptcy proceeding.
Be permanently employed, have a valid work permit (for foreigners) or self-employed with a valid income prove.
With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:
A fee not exceeding $60 for each month of late repayment;
A fee not exceeding 10% of the principal of the loan when a loan is granted; and
Legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
Try the U-Credit Loan Calculator
Explore How to Build an Emergency Fund
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
Try the U-Credit Loan Calculator
Explore How to Build an Emergency Fund
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
Try the U-Credit Loan Calculator
Explore How to Build an Emergency Fund
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
Try the U-Credit Loan Calculator
Explore How to Build an Emergency Fund
With U-CREDIT, you’re never alone — we make borrowing safe and stress-free.